What's Included in a BOP
- General Liability Coverage
- Commercial Property Insurance
- Business Personal Property
- Loss of Business Income
- Extra Expense Coverage
- Equipment Breakdown
- Crime Coverage (Employee Theft)
- Medical Expense Coverage
Complete Business Protection
A Business Owners Policy (BOP) combines the most essential business coverages into one convenient package. Instead of purchasing general liability and commercial property insurance separately, a BOP bundles these coverages together, often at a lower cost than individual policies.
BOPs are designed for small to medium-sized businesses and include additional protections like business income coverage and equipment breakdown that help keep your business running after a covered loss.
Available Add-On Coverages
- Cyber Liability Protection
- Employment Practices Liability (EPLI)
- Directors & Officers (D&O)
- Professional Liability (E&O)
- Commercial Auto Coverage
- Workers' Compensation
- Commercial Umbrella
- Key Person Life Insurance
Typical Business Classes
- Retail Stores & Shops
- Restaurants & Food Service
- Professional Services
- Small Manufacturing
- Wholesale Operations
- Service Businesses
- Small Office Buildings
- Apartment Buildings (under 6 units)